YES to this! My husband and I bought everything secondhand when we first bought a house, and bought WAY away from the city. We saved, saved, and saved more. I came from a home where roaches crawled out of faucets every night. Today, at 40, my husband and I are millionaires with a lovely home in the city. It all came down to a "save and invest" mentality.

Also love the bit out upgrading your circle. I've said this more times than I can count.

You've got yourself a new follower!